SAVING OR SPENDING?

Some people's monthly salary is a hundred thousand but when you see the way they live, they live a life of pity. Immediately their salary is handed to them, they spend it recklessly due to a lack of vision. A man with vision will know that he has to invest part of his salary even before pulling some for other expenses.
Most Nigerians live a life of 'spending before saving'; out of a hundred thousand, they will be left with a token which they won't even want to save. This in turn is affecting country; poverty is intensifying, and progress and development is retarding. It is from the money we save that we get some that we will invest and maybe employ labour.
We should start a life of 'saving before spending' so we can save ourselves from penury and help develop the country. To save and spend, we have to reduce our reckless spending as well as draw out a plan for our salary such that if we collect a billion as salary, we will save more than fifty percent. The richest man started by saving a kobo out of his one naira . Savers build castles. The kind of life you live depends on whether you save or spend first. Saving before spending, the key to a better life, the key to a better Nigeria.